LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,213
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,904
−HK$702/mo
Today · 4.125%
HK$23,606
baseline
▲ 0.50% · 4.625%
HK$25,043
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,212/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$344,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,712
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,375
−HK$672/mo
Today · 4.125%
HK$26,047
baseline
▲ 0.50% · 4.625%
HK$27,420
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,094/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$344,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,656
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,485
−HK$843/mo
Today · 4.125%
HK$28,328
baseline
▲ 0.50% · 4.625%
HK$30,051
+HK$1,723/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$56,656/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,450
−HK$807/mo
Today · 4.125%
HK$31,257
baseline
▲ 0.50% · 4.625%
HK$32,904
+HK$1,647/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$62,514/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,099
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,066
−HK$983/mo
Today · 4.125%
HK$33,049
baseline
▲ 0.50% · 4.625%
HK$35,060
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,098/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,597
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,525
−HK$941/mo
Today · 4.125%
HK$36,466
baseline
▲ 0.50% · 4.625%
HK$38,389
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,932/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,984
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,228
−HK$1,264/mo
Today · 4.125%
HK$42,492
baseline
▲ 0.50% · 4.625%
HK$45,077
+HK$2,585/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,984/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,482
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,675
−HK$1,210/mo
Today · 4.125%
HK$46,885
baseline
▲ 0.50% · 4.625%
HK$49,357
+HK$2,472/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,770/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,167 · Scale 2, in force from 26 Feb 2026)