LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,219
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,910
−HK$702/mo
Today · 4.125%
HK$23,612
baseline
▲ 0.50% · 4.625%
HK$25,049
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,224/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,718
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,381
−HK$672/mo
Today · 4.125%
HK$26,053
baseline
▲ 0.50% · 4.625%
HK$27,427
+HK$1,374/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,106/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,662
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$842/mo
Today · 4.125%
HK$28,334
baseline
▲ 0.50% · 4.625%
HK$30,058
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,668/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,661
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,457
−HK$807/mo
Today · 4.125%
HK$31,264
baseline
▲ 0.50% · 4.625%
HK$32,912
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,528/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,106
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$983/mo
Today · 4.125%
HK$33,057
baseline
▲ 0.50% · 4.625%
HK$35,068
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,114/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,605
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,533
−HK$942/mo
Today · 4.125%
HK$36,475
baseline
▲ 0.50% · 4.625%
HK$38,397
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,950/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,993
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,237
−HK$1,264/mo
Today · 4.125%
HK$42,501
baseline
▲ 0.50% · 4.625%
HK$45,087
+HK$2,586/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$85,002/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,492
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,685
−HK$1,211/mo
Today · 4.125%
HK$46,896
baseline
▲ 0.50% · 4.625%
HK$49,368
+HK$2,472/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,792/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,388 · Scale 2, in force from 26 Feb 2026)