LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,222
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,914
−HK$702/mo
Today · 4.125%
HK$23,616
baseline
▲ 0.50% · 4.625%
HK$25,053
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,232/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,722
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,385
−HK$673/mo
Today · 4.125%
HK$26,058
baseline
▲ 0.50% · 4.625%
HK$27,431
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,116/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,667
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,496
−HK$843/mo
Today · 4.125%
HK$28,339
baseline
▲ 0.50% · 4.625%
HK$30,063
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,678/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,667
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,462
−HK$807/mo
Today · 4.125%
HK$31,269
baseline
▲ 0.50% · 4.625%
HK$32,918
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,538/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,111
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,079
−HK$983/mo
Today · 4.125%
HK$33,062
baseline
▲ 0.50% · 4.625%
HK$35,074
+HK$2,012/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,124/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,611
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,539
−HK$942/mo
Today · 4.125%
HK$36,481
baseline
▲ 0.50% · 4.625%
HK$38,404
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,962/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,000
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,245
−HK$1,264/mo
Today · 4.125%
HK$42,509
baseline
▲ 0.50% · 4.625%
HK$45,095
+HK$2,586/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,018/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,500
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,693
−HK$1,211/mo
Today · 4.125%
HK$46,904
baseline
▲ 0.50% · 4.625%
HK$49,377
+HK$2,473/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,808/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,557 · Scale 2, in force from 26 Feb 2026)