LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,223
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,914
−HK$703/mo
Today · 4.125%
HK$23,617
baseline
▲ 0.50% · 4.625%
HK$25,054
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,234/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,723
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,386
−HK$673/mo
Today · 4.125%
HK$26,059
baseline
▲ 0.50% · 4.625%
HK$27,432
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,118/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,497
−HK$843/mo
Today · 4.125%
HK$28,340
baseline
▲ 0.50% · 4.625%
HK$30,065
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,680/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,668
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,463
−HK$808/mo
Today · 4.125%
HK$31,271
baseline
▲ 0.50% · 4.625%
HK$32,919
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,542/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,113
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,080
−HK$984/mo
Today · 4.125%
HK$33,064
baseline
▲ 0.50% · 4.625%
HK$35,075
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,128/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,612
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,541
−HK$941/mo
Today · 4.125%
HK$36,482
baseline
▲ 0.50% · 4.625%
HK$38,405
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,964/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,002
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,246
−HK$1,264/mo
Today · 4.125%
HK$42,510
baseline
▲ 0.50% · 4.625%
HK$45,097
+HK$2,587/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,020/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,502
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,695
−HK$1,211/mo
Today · 4.125%
HK$46,906
baseline
▲ 0.50% · 4.625%
HK$49,378
+HK$2,472/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,812/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,593 · Scale 2, in force from 26 Feb 2026)