LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,237
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$703/mo
Today · 4.125%
HK$23,632
baseline
▲ 0.50% · 4.625%
HK$25,070
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,264/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,402
−HK$674/mo
Today · 4.125%
HK$26,076
baseline
▲ 0.50% · 4.625%
HK$27,450
+HK$1,374/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,152/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,685
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$843/mo
Today · 4.125%
HK$28,358
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,716/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,687
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,483
−HK$808/mo
Today · 4.125%
HK$31,291
baseline
▲ 0.50% · 4.625%
HK$32,940
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,582/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,132
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,101
−HK$984/mo
Today · 4.125%
HK$33,085
baseline
▲ 0.50% · 4.625%
HK$35,098
+HK$2,013/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,170/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,635
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,563
−HK$943/mo
Today · 4.125%
HK$36,506
baseline
▲ 0.50% · 4.625%
HK$38,430
+HK$1,924/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,012/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,027
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,273
−HK$1,265/mo
Today · 4.125%
HK$42,538
baseline
▲ 0.50% · 4.625%
HK$45,126
+HK$2,588/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,076/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,530
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,724
−HK$1,212/mo
Today · 4.125%
HK$46,936
baseline
▲ 0.50% · 4.625%
HK$49,410
+HK$2,474/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,872/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,220 · Scale 2, in force from 26 Feb 2026)