LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,242
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,934
−HK$703/mo
Today · 4.125%
HK$23,637
baseline
▲ 0.50% · 4.625%
HK$25,075
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,274/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,744
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$674/mo
Today · 4.125%
HK$26,081
baseline
▲ 0.50% · 4.625%
HK$27,455
+HK$1,374/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,162/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,690
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,520
−HK$844/mo
Today · 4.125%
HK$28,364
baseline
▲ 0.50% · 4.625%
HK$30,090
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,728/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,693
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,489
−HK$808/mo
Today · 4.125%
HK$31,297
baseline
▲ 0.50% · 4.625%
HK$32,946
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,594/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,139
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,107
−HK$984/mo
Today · 4.125%
HK$33,091
baseline
▲ 0.50% · 4.625%
HK$35,105
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,182/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,641
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,570
−HK$943/mo
Today · 4.125%
HK$36,513
baseline
▲ 0.50% · 4.625%
HK$38,438
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,026/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,035
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,281
−HK$1,265/mo
Today · 4.125%
HK$42,546
baseline
▲ 0.50% · 4.625%
HK$45,135
+HK$2,589/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,092/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,539
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,733
−HK$1,212/mo
Today · 4.125%
HK$46,945
baseline
▲ 0.50% · 4.625%
HK$49,420
+HK$2,475/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,890/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,410 · Scale 2, in force from 26 Feb 2026)