LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,246
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,938
−HK$703/mo
Today · 4.125%
HK$23,641
baseline
▲ 0.50% · 4.625%
HK$25,079
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,282/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,748
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,412
−HK$673/mo
Today · 4.125%
HK$26,085
baseline
▲ 0.50% · 4.625%
HK$27,460
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,170/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,695
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,525
−HK$844/mo
Today · 4.125%
HK$28,369
baseline
▲ 0.50% · 4.625%
HK$30,095
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,738/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,698
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,494
−HK$808/mo
Today · 4.125%
HK$31,302
baseline
▲ 0.50% · 4.625%
HK$32,952
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,604/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,144
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,113
−HK$984/mo
Today · 4.125%
HK$33,097
baseline
▲ 0.50% · 4.625%
HK$35,111
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,194/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,647
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,577
−HK$942/mo
Today · 4.125%
HK$36,519
baseline
▲ 0.50% · 4.625%
HK$38,444
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,038/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,042
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,288
−HK$1,265/mo
Today · 4.125%
HK$42,553
baseline
▲ 0.50% · 4.625%
HK$45,143
+HK$2,590/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,106/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,547
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,741
−HK$1,212/mo
Today · 4.125%
HK$46,953
baseline
▲ 0.50% · 4.625%
HK$49,428
+HK$2,475/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,906/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,581 · Scale 2, in force from 26 Feb 2026)