LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,248
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,940
−HK$703/mo
Today · 4.125%
HK$23,643
baseline
▲ 0.50% · 4.625%
HK$25,082
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,286/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,751
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,415
−HK$673/mo
Today · 4.125%
HK$26,088
baseline
▲ 0.50% · 4.625%
HK$27,463
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,176/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,698
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,528
−HK$844/mo
Today · 4.125%
HK$28,372
baseline
▲ 0.50% · 4.625%
HK$30,098
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,744/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,701
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,497
−HK$809/mo
Today · 4.125%
HK$31,306
baseline
▲ 0.50% · 4.625%
HK$32,956
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,612/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,147
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,116
−HK$985/mo
Today · 4.125%
HK$33,101
baseline
▲ 0.50% · 4.625%
HK$35,115
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,202/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,651
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,580
−HK$943/mo
Today · 4.125%
HK$36,523
baseline
▲ 0.50% · 4.625%
HK$38,448
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,046/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,047
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,292
−HK$1,266/mo
Today · 4.125%
HK$42,558
baseline
▲ 0.50% · 4.625%
HK$45,147
+HK$2,589/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,116/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,551
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,746
−HK$1,212/mo
Today · 4.125%
HK$46,958
baseline
▲ 0.50% · 4.625%
HK$49,434
+HK$2,476/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,916/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,684 · Scale 2, in force from 26 Feb 2026)