LTV · monthly repayment
▼ 0.50% · 3.625%
HK$222,681
−HK$13,964/mo
▼ 0.25% · 3.875%
HK$229,607
−HK$7,038/mo
Today · 4.125%
HK$236,645
baseline
▲ 0.50% · 4.625%
HK$251,044
+HK$14,399/mo
Deposit HK$48.83M · loan HK$48.83M · min. income ≈ HK$473,290/mo (50% DSR)
Upfront cash ≈ HK$52.98M (deposit + AVD stamp duty HK$4,150,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,730
−HK$13,384/mo
▼ 0.25% · 3.875%
HK$254,374
−HK$6,740/mo
Today · 4.125%
HK$261,114
baseline
▲ 0.50% · 4.625%
HK$274,878
+HK$13,764/mo
Deposit HK$48.83M · loan HK$48.83M · min. income ≈ HK$522,228/mo (50% DSR)
Upfront cash ≈ HK$52.98M (deposit + AVD stamp duty HK$4,150,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,217
−HK$16,756/mo
▼ 0.25% · 3.875%
HK$275,529
−HK$8,444/mo
Today · 4.125%
HK$283,973
baseline
▲ 0.50% · 4.625%
HK$301,253
+HK$17,280/mo
Deposit HK$39.06M · loan HK$58.59M · min. income ≈ HK$567,946/mo (50% DSR)
Upfront cash ≈ HK$43.21M (deposit + AVD stamp duty HK$4,150,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,276
−HK$16,061/mo
▼ 0.25% · 3.875%
HK$305,249
−HK$8,088/mo
Today · 4.125%
HK$313,337
baseline
▲ 0.50% · 4.625%
HK$329,853
+HK$16,516/mo
Deposit HK$39.06M · loan HK$58.59M · min. income ≈ HK$626,674/mo (50% DSR)
Upfront cash ≈ HK$43.21M (deposit + AVD stamp duty HK$4,150,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,753
−HK$19,549/mo
▼ 0.25% · 3.875%
HK$321,450
−HK$9,852/mo
Today · 4.125%
HK$331,302
baseline
▲ 0.50% · 4.625%
HK$351,461
+HK$20,159/mo
Deposit HK$29.30M · loan HK$68.36M · min. income ≈ HK$662,604/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$4,150,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,822
−HK$18,738/mo
▼ 0.25% · 3.875%
HK$356,123
−HK$9,437/mo
Today · 4.125%
HK$365,560
baseline
▲ 0.50% · 4.625%
HK$384,829
+HK$19,269/mo
Deposit HK$29.30M · loan HK$68.36M · min. income ≈ HK$731,120/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$4,150,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,825
−HK$25,135/mo
▼ 0.25% · 3.875%
HK$413,293
−HK$12,667/mo
Today · 4.125%
HK$425,960
baseline
▲ 0.50% · 4.625%
HK$451,879
+HK$25,919/mo
Deposit HK$9.77M · loan HK$87.89M · min. income ≈ HK$851,920/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$4,150,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$445,914
−HK$24,091/mo
▼ 0.25% · 3.875%
HK$457,873
−HK$12,132/mo
Today · 4.125%
HK$470,005
baseline
▲ 0.50% · 4.625%
HK$494,780
+HK$24,775/mo
Deposit HK$9.77M · loan HK$87.89M · min. income ≈ HK$940,010/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$4,150,377 · Scale 2, in force from 26 Feb 2026)