LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,268
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,961
−HK$704/mo
Today · 4.125%
HK$23,665
baseline
▲ 0.50% · 4.625%
HK$25,105
+HK$1,440/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,330/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,773
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,438
−HK$674/mo
Today · 4.125%
HK$26,112
baseline
▲ 0.50% · 4.625%
HK$27,488
+HK$1,376/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,224/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,722
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$845/mo
Today · 4.125%
HK$28,398
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,728/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,796/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$809/mo
Today · 4.125%
HK$31,334
baseline
▲ 0.50% · 4.625%
HK$32,986
+HK$1,652/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,668/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,176
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,145
−HK$986/mo
Today · 4.125%
HK$33,131
baseline
▲ 0.50% · 4.625%
HK$35,147
+HK$2,016/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,262/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,683
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,613
−HK$943/mo
Today · 4.125%
HK$36,556
baseline
▲ 0.50% · 4.625%
HK$38,483
+HK$1,927/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,112/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,083
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,330
−HK$1,267/mo
Today · 4.125%
HK$42,597
baseline
▲ 0.50% · 4.625%
HK$45,188
+HK$2,591/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$85,194/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,592
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,788
−HK$1,213/mo
Today · 4.125%
HK$47,001
baseline
▲ 0.50% · 4.625%
HK$49,479
+HK$2,478/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$94,002/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,571 · Scale 2, in force from 26 Feb 2026)