LTV · monthly repayment
▼ 0.50% · 3.625%
HK$222,707
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$229,634
−HK$7,039/mo
Today · 4.125%
HK$236,673
baseline
▲ 0.50% · 4.625%
HK$251,074
+HK$14,401/mo
Deposit HK$48.83M · loan HK$48.83M · min. income ≈ HK$473,346/mo (50% DSR)
Upfront cash ≈ HK$52.98M (deposit + AVD stamp duty HK$4,150,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,759
−HK$13,386/mo
▼ 0.25% · 3.875%
HK$254,404
−HK$6,741/mo
Today · 4.125%
HK$261,145
baseline
▲ 0.50% · 4.625%
HK$274,910
+HK$13,765/mo
Deposit HK$48.83M · loan HK$48.83M · min. income ≈ HK$522,290/mo (50% DSR)
Upfront cash ≈ HK$52.98M (deposit + AVD stamp duty HK$4,150,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,248
−HK$16,759/mo
▼ 0.25% · 3.875%
HK$275,561
−HK$8,446/mo
Today · 4.125%
HK$284,007
baseline
▲ 0.50% · 4.625%
HK$301,288
+HK$17,281/mo
Deposit HK$39.07M · loan HK$58.60M · min. income ≈ HK$568,014/mo (50% DSR)
Upfront cash ≈ HK$43.22M (deposit + AVD stamp duty HK$4,150,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,311
−HK$16,063/mo
▼ 0.25% · 3.875%
HK$305,285
−HK$8,089/mo
Today · 4.125%
HK$313,374
baseline
▲ 0.50% · 4.625%
HK$329,892
+HK$16,518/mo
Deposit HK$39.07M · loan HK$58.60M · min. income ≈ HK$626,748/mo (50% DSR)
Upfront cash ≈ HK$43.22M (deposit + AVD stamp duty HK$4,150,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,790
−HK$19,552/mo
▼ 0.25% · 3.875%
HK$321,488
−HK$9,854/mo
Today · 4.125%
HK$331,342
baseline
▲ 0.50% · 4.625%
HK$351,503
+HK$20,161/mo
Deposit HK$29.30M · loan HK$68.37M · min. income ≈ HK$662,684/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$4,150,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,863
−HK$18,740/mo
▼ 0.25% · 3.875%
HK$356,166
−HK$9,437/mo
Today · 4.125%
HK$365,603
baseline
▲ 0.50% · 4.625%
HK$384,874
+HK$19,271/mo
Deposit HK$29.30M · loan HK$68.37M · min. income ≈ HK$731,206/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$4,150,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,872
−HK$25,139/mo
▼ 0.25% · 3.875%
HK$413,342
−HK$12,669/mo
Today · 4.125%
HK$426,011
baseline
▲ 0.50% · 4.625%
HK$451,932
+HK$25,921/mo
Deposit HK$9.77M · loan HK$87.90M · min. income ≈ HK$852,022/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$4,150,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$445,967
−HK$24,094/mo
▼ 0.25% · 3.875%
HK$457,927
−HK$12,134/mo
Today · 4.125%
HK$470,061
baseline
▲ 0.50% · 4.625%
HK$494,838
+HK$24,777/mo
Deposit HK$9.77M · loan HK$87.90M · min. income ≈ HK$940,122/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$4,150,869 · Scale 2, in force from 26 Feb 2026)