LTV · monthly repayment
▼ 0.50% · 3.625%
HK$222,740
−HK$13,968/mo
▼ 0.25% · 3.875%
HK$229,669
−HK$7,039/mo
Today · 4.125%
HK$236,708
baseline
▲ 0.50% · 4.625%
HK$251,111
+HK$14,403/mo
Deposit HK$48.84M · loan HK$48.84M · min. income ≈ HK$473,416/mo (50% DSR)
Upfront cash ≈ HK$52.99M (deposit + AVD stamp duty HK$4,151,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,796
−HK$13,388/mo
▼ 0.25% · 3.875%
HK$254,442
−HK$6,742/mo
Today · 4.125%
HK$261,184
baseline
▲ 0.50% · 4.625%
HK$274,951
+HK$13,767/mo
Deposit HK$48.84M · loan HK$48.84M · min. income ≈ HK$522,368/mo (50% DSR)
Upfront cash ≈ HK$52.99M (deposit + AVD stamp duty HK$4,151,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,288
−HK$16,761/mo
▼ 0.25% · 3.875%
HK$275,602
−HK$8,447/mo
Today · 4.125%
HK$284,049
baseline
▲ 0.50% · 4.625%
HK$301,333
+HK$17,284/mo
Deposit HK$39.07M · loan HK$58.61M · min. income ≈ HK$568,098/mo (50% DSR)
Upfront cash ≈ HK$43.22M (deposit + AVD stamp duty HK$4,151,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,355
−HK$16,066/mo
▼ 0.25% · 3.875%
HK$305,330
−HK$8,091/mo
Today · 4.125%
HK$313,421
baseline
▲ 0.50% · 4.625%
HK$329,941
+HK$16,520/mo
Deposit HK$39.07M · loan HK$58.61M · min. income ≈ HK$626,842/mo (50% DSR)
Upfront cash ≈ HK$43.22M (deposit + AVD stamp duty HK$4,151,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,836
−HK$19,555/mo
▼ 0.25% · 3.875%
HK$321,536
−HK$9,855/mo
Today · 4.125%
HK$331,391
baseline
▲ 0.50% · 4.625%
HK$351,555
+HK$20,164/mo
Deposit HK$29.30M · loan HK$68.38M · min. income ≈ HK$662,782/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$4,151,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,915
−HK$18,742/mo
▼ 0.25% · 3.875%
HK$356,219
−HK$9,438/mo
Today · 4.125%
HK$365,657
baseline
▲ 0.50% · 4.625%
HK$384,932
+HK$19,275/mo
Deposit HK$29.30M · loan HK$68.38M · min. income ≈ HK$731,314/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$4,151,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,932
−HK$25,142/mo
▼ 0.25% · 3.875%
HK$413,403
−HK$12,671/mo
Today · 4.125%
HK$426,074
baseline
▲ 0.50% · 4.625%
HK$452,000
+HK$25,926/mo
Deposit HK$9.77M · loan HK$87.91M · min. income ≈ HK$852,148/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$4,151,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$446,033
−HK$24,098/mo
▼ 0.25% · 3.875%
HK$457,995
−HK$12,136/mo
Today · 4.125%
HK$470,131
baseline
▲ 0.50% · 4.625%
HK$494,912
+HK$24,781/mo
Deposit HK$9.77M · loan HK$87.91M · min. income ≈ HK$940,262/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$4,151,487 · Scale 2, in force from 26 Feb 2026)