LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,278
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,970
−HK$705/mo
Today · 4.125%
HK$23,675
baseline
▲ 0.50% · 4.625%
HK$25,115
+HK$1,440/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,350/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,784
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,448
−HK$675/mo
Today · 4.125%
HK$26,123
baseline
▲ 0.50% · 4.625%
HK$27,499
+HK$1,376/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,246/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,733
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,565
−HK$844/mo
Today · 4.125%
HK$28,409
baseline
▲ 0.50% · 4.625%
HK$30,138
+HK$1,729/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,818/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,740
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,538
−HK$809/mo
Today · 4.125%
HK$31,347
baseline
▲ 0.50% · 4.625%
HK$32,999
+HK$1,652/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,694/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,189
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,159
−HK$985/mo
Today · 4.125%
HK$33,144
baseline
▲ 0.50% · 4.625%
HK$35,161
+HK$2,017/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,288/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,697
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,627
−HK$945/mo
Today · 4.125%
HK$36,572
baseline
▲ 0.50% · 4.625%
HK$38,499
+HK$1,927/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,144/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,100
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,347
−HK$1,267/mo
Today · 4.125%
HK$42,614
baseline
▲ 0.50% · 4.625%
HK$45,207
+HK$2,593/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$85,228/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,610
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,807
−HK$1,214/mo
Today · 4.125%
HK$47,021
baseline
▲ 0.50% · 4.625%
HK$49,499
+HK$2,478/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$94,042/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,975 · Scale 2, in force from 26 Feb 2026)