LTV · monthly repayment
▼ 0.50% · 3.625%
HK$222,789
−HK$13,971/mo
▼ 0.25% · 3.875%
HK$229,719
−HK$7,041/mo
Today · 4.125%
HK$236,760
baseline
▲ 0.50% · 4.625%
HK$251,166
+HK$14,406/mo
Deposit HK$48.85M · loan HK$48.85M · min. income ≈ HK$473,520/mo (50% DSR)
Upfront cash ≈ HK$53.00M (deposit + AVD stamp duty HK$4,152,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,851
−HK$13,390/mo
▼ 0.25% · 3.875%
HK$254,498
−HK$6,743/mo
Today · 4.125%
HK$261,241
baseline
▲ 0.50% · 4.625%
HK$275,012
+HK$13,771/mo
Deposit HK$48.85M · loan HK$48.85M · min. income ≈ HK$522,482/mo (50% DSR)
Upfront cash ≈ HK$53.00M (deposit + AVD stamp duty HK$4,152,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,347
−HK$16,765/mo
▼ 0.25% · 3.875%
HK$275,663
−HK$8,449/mo
Today · 4.125%
HK$284,112
baseline
▲ 0.50% · 4.625%
HK$301,400
+HK$17,288/mo
Deposit HK$39.08M · loan HK$58.62M · min. income ≈ HK$568,224/mo (50% DSR)
Upfront cash ≈ HK$43.23M (deposit + AVD stamp duty HK$4,152,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,421
−HK$16,069/mo
▼ 0.25% · 3.875%
HK$305,398
−HK$8,092/mo
Today · 4.125%
HK$313,490
baseline
▲ 0.50% · 4.625%
HK$330,014
+HK$16,524/mo
Deposit HK$39.08M · loan HK$58.62M · min. income ≈ HK$626,980/mo (50% DSR)
Upfront cash ≈ HK$43.23M (deposit + AVD stamp duty HK$4,152,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,905
−HK$19,559/mo
▼ 0.25% · 3.875%
HK$321,607
−HK$9,857/mo
Today · 4.125%
HK$331,464
baseline
▲ 0.50% · 4.625%
HK$351,633
+HK$20,169/mo
Deposit HK$29.31M · loan HK$68.39M · min. income ≈ HK$662,928/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$4,152,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,991
−HK$18,747/mo
▼ 0.25% · 3.875%
HK$356,297
−HK$9,441/mo
Today · 4.125%
HK$365,738
baseline
▲ 0.50% · 4.625%
HK$385,017
+HK$19,279/mo
Deposit HK$29.31M · loan HK$68.39M · min. income ≈ HK$731,476/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$4,152,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,021
−HK$25,147/mo
▼ 0.25% · 3.875%
HK$413,495
−HK$12,673/mo
Today · 4.125%
HK$426,168
baseline
▲ 0.50% · 4.625%
HK$452,100
+HK$25,932/mo
Deposit HK$9.77M · loan HK$87.93M · min. income ≈ HK$852,336/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$4,152,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$446,131
−HK$24,104/mo
▼ 0.25% · 3.875%
HK$458,096
−HK$12,139/mo
Today · 4.125%
HK$470,235
baseline
▲ 0.50% · 4.625%
HK$495,021
+HK$24,786/mo
Deposit HK$9.77M · loan HK$87.93M · min. income ≈ HK$940,470/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$4,152,403 · Scale 2, in force from 26 Feb 2026)