LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,283
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,976
−HK$704/mo
Today · 4.125%
HK$23,680
baseline
▲ 0.50% · 4.625%
HK$25,121
+HK$1,441/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,360/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$347,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,789
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,454
−HK$675/mo
Today · 4.125%
HK$26,129
baseline
▲ 0.50% · 4.625%
HK$27,506
+HK$1,377/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,258/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$347,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,739
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,571
−HK$845/mo
Today · 4.125%
HK$28,416
baseline
▲ 0.50% · 4.625%
HK$30,145
+HK$1,729/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,832/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,747
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,545
−HK$809/mo
Today · 4.125%
HK$31,354
baseline
▲ 0.50% · 4.625%
HK$33,007
+HK$1,653/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,708/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,196
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,166
−HK$986/mo
Today · 4.125%
HK$33,152
baseline
▲ 0.50% · 4.625%
HK$35,169
+HK$2,017/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,304/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,705
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,636
−HK$944/mo
Today · 4.125%
HK$36,580
baseline
▲ 0.50% · 4.625%
HK$38,508
+HK$1,928/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,160/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,109
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,357
−HK$1,267/mo
Today · 4.125%
HK$42,624
baseline
▲ 0.50% · 4.625%
HK$45,218
+HK$2,594/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$85,248/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$347,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,621
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,817
−HK$1,214/mo
Today · 4.125%
HK$47,031
baseline
▲ 0.50% · 4.625%
HK$49,511
+HK$2,480/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$94,062/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$347,203 · Scale 2, in force from 26 Feb 2026)