LTV · monthly repayment
▼ 0.50% · 3.625%
HK$222,847
−HK$13,975/mo
▼ 0.25% · 3.875%
HK$229,779
−HK$7,043/mo
Today · 4.125%
HK$236,822
baseline
▲ 0.50% · 4.625%
HK$251,232
+HK$14,410/mo
Deposit HK$48.86M · loan HK$48.86M · min. income ≈ HK$473,644/mo (50% DSR)
Upfront cash ≈ HK$53.02M (deposit + AVD stamp duty HK$4,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,916
−HK$13,394/mo
▼ 0.25% · 3.875%
HK$254,565
−HK$6,745/mo
Today · 4.125%
HK$261,310
baseline
▲ 0.50% · 4.625%
HK$275,084
+HK$13,774/mo
Deposit HK$48.86M · loan HK$48.86M · min. income ≈ HK$522,620/mo (50% DSR)
Upfront cash ≈ HK$53.02M (deposit + AVD stamp duty HK$4,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,417
−HK$16,769/mo
▼ 0.25% · 3.875%
HK$275,735
−HK$8,451/mo
Today · 4.125%
HK$284,186
baseline
▲ 0.50% · 4.625%
HK$301,478
+HK$17,292/mo
Deposit HK$39.09M · loan HK$58.64M · min. income ≈ HK$568,372/mo (50% DSR)
Upfront cash ≈ HK$43.25M (deposit + AVD stamp duty HK$4,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,499
−HK$16,073/mo
▼ 0.25% · 3.875%
HK$305,477
−HK$8,095/mo
Today · 4.125%
HK$313,572
baseline
▲ 0.50% · 4.625%
HK$330,100
+HK$16,528/mo
Deposit HK$39.09M · loan HK$58.64M · min. income ≈ HK$627,144/mo (50% DSR)
Upfront cash ≈ HK$43.25M (deposit + AVD stamp duty HK$4,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,986
−HK$19,565/mo
▼ 0.25% · 3.875%
HK$321,691
−HK$9,860/mo
Today · 4.125%
HK$331,551
baseline
▲ 0.50% · 4.625%
HK$351,725
+HK$20,174/mo
Deposit HK$29.32M · loan HK$68.41M · min. income ≈ HK$663,102/mo (50% DSR)
Upfront cash ≈ HK$33.47M (deposit + AVD stamp duty HK$4,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,082
−HK$18,752/mo
▼ 0.25% · 3.875%
HK$356,390
−HK$9,444/mo
Today · 4.125%
HK$365,834
baseline
▲ 0.50% · 4.625%
HK$385,117
+HK$19,283/mo
Deposit HK$29.32M · loan HK$68.41M · min. income ≈ HK$731,668/mo (50% DSR)
Upfront cash ≈ HK$33.47M (deposit + AVD stamp duty HK$4,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,125
−HK$25,154/mo
▼ 0.25% · 3.875%
HK$413,603
−HK$12,676/mo
Today · 4.125%
HK$426,279
baseline
▲ 0.50% · 4.625%
HK$452,218
+HK$25,939/mo
Deposit HK$9.77M · loan HK$87.96M · min. income ≈ HK$852,558/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$4,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$446,248
−HK$24,109/mo
▼ 0.25% · 3.875%
HK$458,216
−HK$12,141/mo
Today · 4.125%
HK$470,357
baseline
▲ 0.50% · 4.625%
HK$495,151
+HK$24,794/mo
Deposit HK$9.77M · loan HK$87.96M · min. income ≈ HK$940,714/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$4,153,488 · Scale 2, in force from 26 Feb 2026)