LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,288
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,981
−HK$705/mo
Today · 4.125%
HK$23,686
baseline
▲ 0.50% · 4.625%
HK$25,127
+HK$1,441/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,372/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$347,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,460
−HK$675/mo
Today · 4.125%
HK$26,135
baseline
▲ 0.50% · 4.625%
HK$27,512
+HK$1,377/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,270/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$347,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,746
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,578
−HK$845/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,729/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,552
−HK$810/mo
Today · 4.125%
HK$31,362
baseline
▲ 0.50% · 4.625%
HK$33,015
+HK$1,653/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,724/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,203
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,174
−HK$986/mo
Today · 4.125%
HK$33,160
baseline
▲ 0.50% · 4.625%
HK$35,178
+HK$2,018/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,320/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,713
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,644
−HK$945/mo
Today · 4.125%
HK$36,589
baseline
▲ 0.50% · 4.625%
HK$38,517
+HK$1,928/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,178/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,118
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,366
−HK$1,268/mo
Today · 4.125%
HK$42,634
baseline
▲ 0.50% · 4.625%
HK$45,228
+HK$2,594/mo
Deposit HK$977K · loan HK$8.80M · min. income ≈ HK$85,268/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$347,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,631
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,828
−HK$1,215/mo
Today · 4.125%
HK$47,043
baseline
▲ 0.50% · 4.625%
HK$49,522
+HK$2,479/mo
Deposit HK$977K · loan HK$8.80M · min. income ≈ HK$94,086/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$347,434 · Scale 2, in force from 26 Feb 2026)