LTV · monthly repayment
▼ 0.50% · 3.625%
HK$222,916
−HK$13,978/mo
▼ 0.25% · 3.875%
HK$229,849
−HK$7,045/mo
Today · 4.125%
HK$236,894
baseline
▲ 0.50% · 4.625%
HK$251,309
+HK$14,415/mo
Deposit HK$48.88M · loan HK$48.88M · min. income ≈ HK$473,788/mo (50% DSR)
Upfront cash ≈ HK$53.03M (deposit + AVD stamp duty HK$4,154,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,991
−HK$13,398/mo
▼ 0.25% · 3.875%
HK$254,642
−HK$6,747/mo
Today · 4.125%
HK$261,389
baseline
▲ 0.50% · 4.625%
HK$275,168
+HK$13,779/mo
Deposit HK$48.88M · loan HK$48.88M · min. income ≈ HK$522,778/mo (50% DSR)
Upfront cash ≈ HK$53.03M (deposit + AVD stamp duty HK$4,154,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,499
−HK$16,774/mo
▼ 0.25% · 3.875%
HK$275,819
−HK$8,454/mo
Today · 4.125%
HK$284,273
baseline
▲ 0.50% · 4.625%
HK$301,570
+HK$17,297/mo
Deposit HK$39.10M · loan HK$58.66M · min. income ≈ HK$568,546/mo (50% DSR)
Upfront cash ≈ HK$43.26M (deposit + AVD stamp duty HK$4,154,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,590
−HK$16,077/mo
▼ 0.25% · 3.875%
HK$305,571
−HK$8,096/mo
Today · 4.125%
HK$313,667
baseline
▲ 0.50% · 4.625%
HK$330,201
+HK$16,534/mo
Deposit HK$39.10M · loan HK$58.66M · min. income ≈ HK$627,334/mo (50% DSR)
Upfront cash ≈ HK$43.26M (deposit + AVD stamp duty HK$4,154,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,082
−HK$19,570/mo
▼ 0.25% · 3.875%
HK$321,789
−HK$9,863/mo
Today · 4.125%
HK$331,652
baseline
▲ 0.50% · 4.625%
HK$351,832
+HK$20,180/mo
Deposit HK$29.33M · loan HK$68.43M · min. income ≈ HK$663,304/mo (50% DSR)
Upfront cash ≈ HK$33.48M (deposit + AVD stamp duty HK$4,154,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,188
−HK$18,757/mo
▼ 0.25% · 3.875%
HK$356,499
−HK$9,446/mo
Today · 4.125%
HK$365,945
baseline
▲ 0.50% · 4.625%
HK$385,235
+HK$19,290/mo
Deposit HK$29.33M · loan HK$68.43M · min. income ≈ HK$731,890/mo (50% DSR)
Upfront cash ≈ HK$33.48M (deposit + AVD stamp duty HK$4,154,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,248
−HK$25,162/mo
▼ 0.25% · 3.875%
HK$413,729
−HK$12,681/mo
Today · 4.125%
HK$426,410
baseline
▲ 0.50% · 4.625%
HK$452,356
+HK$25,946/mo
Deposit HK$9.78M · loan HK$87.98M · min. income ≈ HK$852,820/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$4,154,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$446,384
−HK$24,117/mo
▼ 0.25% · 3.875%
HK$458,356
−HK$12,145/mo
Today · 4.125%
HK$470,501
baseline
▲ 0.50% · 4.625%
HK$495,302
+HK$24,801/mo
Deposit HK$9.78M · loan HK$87.98M · min. income ≈ HK$941,002/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$4,154,757 · Scale 2, in force from 26 Feb 2026)