LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,293
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,986
−HK$705/mo
Today · 4.125%
HK$23,691
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,441/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,382/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,801
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$674/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,518
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,751
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,584
−HK$845/mo
Today · 4.125%
HK$28,429
baseline
▲ 0.50% · 4.625%
HK$30,159
+HK$1,730/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,858/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,761
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,559
−HK$810/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,022
+HK$1,653/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,210
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$986/mo
Today · 4.125%
HK$33,167
baseline
▲ 0.50% · 4.625%
HK$35,185
+HK$2,018/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,334/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,721
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,652
−HK$945/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,526
+HK$1,929/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,127
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,375
−HK$1,268/mo
Today · 4.125%
HK$42,643
baseline
▲ 0.50% · 4.625%
HK$45,238
+HK$2,595/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,286/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,641
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,838
−HK$1,215/mo
Today · 4.125%
HK$47,053
baseline
▲ 0.50% · 4.625%
HK$49,533
+HK$2,480/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,106/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,647 · Scale 2, in force from 26 Feb 2026)