LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,303
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,996
−HK$705/mo
Today · 4.125%
HK$23,701
baseline
▲ 0.50% · 4.625%
HK$25,143
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,402/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,811
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,477
−HK$675/mo
Today · 4.125%
HK$26,152
baseline
▲ 0.50% · 4.625%
HK$27,530
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,304/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,763
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$845/mo
Today · 4.125%
HK$28,441
baseline
▲ 0.50% · 4.625%
HK$30,172
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,882/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,774
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,572
−HK$810/mo
Today · 4.125%
HK$31,382
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,764/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,224
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,195
−HK$987/mo
Today · 4.125%
HK$33,182
baseline
▲ 0.50% · 4.625%
HK$35,201
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,364/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,736
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,668
−HK$945/mo
Today · 4.125%
HK$36,613
baseline
▲ 0.50% · 4.625%
HK$38,543
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,226/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,145
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,393
−HK$1,269/mo
Today · 4.125%
HK$42,662
baseline
▲ 0.50% · 4.625%
HK$45,258
+HK$2,596/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,324/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,661
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,858
−HK$1,215/mo
Today · 4.125%
HK$47,073
baseline
▲ 0.50% · 4.625%
HK$49,555
+HK$2,482/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,146/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,076 · Scale 2, in force from 26 Feb 2026)