LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,304
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,998
−HK$705/mo
Today · 4.125%
HK$23,703
baseline
▲ 0.50% · 4.625%
HK$25,145
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,406/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,478
−HK$676/mo
Today · 4.125%
HK$26,154
baseline
▲ 0.50% · 4.625%
HK$27,532
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,308/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,597
−HK$846/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,574
−HK$810/mo
Today · 4.125%
HK$31,384
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,768/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,226
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,197
−HK$987/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,738
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,670
−HK$945/mo
Today · 4.125%
HK$36,615
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,230/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,147
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,396
−HK$1,269/mo
Today · 4.125%
HK$42,665
baseline
▲ 0.50% · 4.625%
HK$45,261
+HK$2,596/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,330/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,663
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,861
−HK$1,215/mo
Today · 4.125%
HK$47,076
baseline
▲ 0.50% · 4.625%
HK$49,558
+HK$2,482/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,152/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,137 · Scale 2, in force from 26 Feb 2026)