LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,306
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,000
−HK$705/mo
Today · 4.125%
HK$23,705
baseline
▲ 0.50% · 4.625%
HK$25,147
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,410/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,815
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,481
−HK$675/mo
Today · 4.125%
HK$26,156
baseline
▲ 0.50% · 4.625%
HK$27,534
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,312/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,767
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,600
−HK$846/mo
Today · 4.125%
HK$28,446
baseline
▲ 0.50% · 4.625%
HK$30,176
+HK$1,730/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,892/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,778
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$810/mo
Today · 4.125%
HK$31,387
baseline
▲ 0.50% · 4.625%
HK$33,041
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,774/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,228
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,200
−HK$986/mo
Today · 4.125%
HK$33,186
baseline
▲ 0.50% · 4.625%
HK$35,206
+HK$2,020/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,372/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,741
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,673
−HK$945/mo
Today · 4.125%
HK$36,618
baseline
▲ 0.50% · 4.625%
HK$38,548
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,236/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,151
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,399
−HK$1,269/mo
Today · 4.125%
HK$42,668
baseline
▲ 0.50% · 4.625%
HK$45,265
+HK$2,597/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,336/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,667
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,865
−HK$1,215/mo
Today · 4.125%
HK$47,080
baseline
▲ 0.50% · 4.625%
HK$49,562
+HK$2,482/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,160/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,217 · Scale 2, in force from 26 Feb 2026)