LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,308
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,002
−HK$705/mo
Today · 4.125%
HK$23,707
baseline
▲ 0.50% · 4.625%
HK$25,150
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,414/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,483
−HK$675/mo
Today · 4.125%
HK$26,158
baseline
▲ 0.50% · 4.625%
HK$27,537
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,316/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,770
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,602
−HK$846/mo
Today · 4.125%
HK$28,448
baseline
▲ 0.50% · 4.625%
HK$30,179
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,896/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,781
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$810/mo
Today · 4.125%
HK$31,390
baseline
▲ 0.50% · 4.625%
HK$33,045
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,780/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,231
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,203
−HK$987/mo
Today · 4.125%
HK$33,190
baseline
▲ 0.50% · 4.625%
HK$35,209
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,380/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,745
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,676
−HK$946/mo
Today · 4.125%
HK$36,622
baseline
▲ 0.50% · 4.625%
HK$38,552
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,244/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,155
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,404
−HK$1,269/mo
Today · 4.125%
HK$42,673
baseline
▲ 0.50% · 4.625%
HK$45,269
+HK$2,596/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,346/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,672
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,870
−HK$1,215/mo
Today · 4.125%
HK$47,085
baseline
▲ 0.50% · 4.625%
HK$49,567
+HK$2,482/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,170/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,315 · Scale 2, in force from 26 Feb 2026)