LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,309
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,003
−HK$705/mo
Today · 4.125%
HK$23,708
baseline
▲ 0.50% · 4.625%
HK$25,150
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,416/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,484
−HK$675/mo
Today · 4.125%
HK$26,159
baseline
▲ 0.50% · 4.625%
HK$27,538
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,318/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,771
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$846/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$30,180
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,581
−HK$810/mo
Today · 4.125%
HK$31,391
baseline
▲ 0.50% · 4.625%
HK$33,046
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,782/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,232
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,204
−HK$987/mo
Today · 4.125%
HK$33,191
baseline
▲ 0.50% · 4.625%
HK$35,211
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,382/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,746
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$945/mo
Today · 4.125%
HK$36,623
baseline
▲ 0.50% · 4.625%
HK$38,553
+HK$1,930/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,246/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,156
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,405
−HK$1,269/mo
Today · 4.125%
HK$42,674
baseline
▲ 0.50% · 4.625%
HK$45,271
+HK$2,597/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$85,348/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,673
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,871
−HK$1,216/mo
Today · 4.125%
HK$47,087
baseline
▲ 0.50% · 4.625%
HK$49,569
+HK$2,482/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$94,174/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,349 · Scale 2, in force from 26 Feb 2026)