LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,309
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,003
−HK$705/mo
Today · 4.125%
HK$23,708
baseline
▲ 0.50% · 4.625%
HK$25,151
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,416/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,819
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,485
−HK$675/mo
Today · 4.125%
HK$26,160
baseline
▲ 0.50% · 4.625%
HK$27,539
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,320/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,771
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$846/mo
Today · 4.125%
HK$28,450
baseline
▲ 0.50% · 4.625%
HK$30,181
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,900/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,783
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,581
−HK$811/mo
Today · 4.125%
HK$31,392
baseline
▲ 0.50% · 4.625%
HK$33,046
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,784/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,233
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,205
−HK$987/mo
Today · 4.125%
HK$33,192
baseline
▲ 0.50% · 4.625%
HK$35,211
+HK$2,019/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,384/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,746
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$946/mo
Today · 4.125%
HK$36,624
baseline
▲ 0.50% · 4.625%
HK$38,554
+HK$1,930/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,248/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,157
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,406
−HK$1,269/mo
Today · 4.125%
HK$42,675
baseline
▲ 0.50% · 4.625%
HK$45,272
+HK$2,597/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$85,350/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,674
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,872
−HK$1,216/mo
Today · 4.125%
HK$47,088
baseline
▲ 0.50% · 4.625%
HK$49,570
+HK$2,482/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$94,176/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,369 · Scale 2, in force from 26 Feb 2026)