LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,312
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,006
−HK$705/mo
Today · 4.125%
HK$23,711
baseline
▲ 0.50% · 4.625%
HK$25,154
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,422/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,822
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,488
−HK$675/mo
Today · 4.125%
HK$26,163
baseline
▲ 0.50% · 4.625%
HK$27,542
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,326/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,775
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,607
−HK$847/mo
Today · 4.125%
HK$28,454
baseline
▲ 0.50% · 4.625%
HK$30,185
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,908/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,786
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,585
−HK$811/mo
Today · 4.125%
HK$31,396
baseline
▲ 0.50% · 4.625%
HK$33,051
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,792/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,237
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,209
−HK$987/mo
Today · 4.125%
HK$33,196
baseline
▲ 0.50% · 4.625%
HK$35,216
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,392/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,751
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,683
−HK$945/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,559
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,162
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,411
−HK$1,269/mo
Today · 4.125%
HK$42,680
baseline
▲ 0.50% · 4.625%
HK$45,277
+HK$2,597/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$85,360/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,680
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,878
−HK$1,215/mo
Today · 4.125%
HK$47,093
baseline
▲ 0.50% · 4.625%
HK$49,576
+HK$2,483/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$94,186/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,491 · Scale 2, in force from 26 Feb 2026)