LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,313
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,007
−HK$705/mo
Today · 4.125%
HK$23,712
baseline
▲ 0.50% · 4.625%
HK$25,155
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,424/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,823
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,489
−HK$675/mo
Today · 4.125%
HK$26,164
baseline
▲ 0.50% · 4.625%
HK$27,543
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,328/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,775
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,608
−HK$847/mo
Today · 4.125%
HK$28,455
baseline
▲ 0.50% · 4.625%
HK$30,186
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,910/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,787
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,586
−HK$811/mo
Today · 4.125%
HK$31,397
baseline
▲ 0.50% · 4.625%
HK$33,052
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,794/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$987/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,752
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$946/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,560
+HK$1,930/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,163
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,413
−HK$1,269/mo
Today · 4.125%
HK$42,682
baseline
▲ 0.50% · 4.625%
HK$45,279
+HK$2,597/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,364/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,681
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,879
−HK$1,216/mo
Today · 4.125%
HK$47,095
baseline
▲ 0.50% · 4.625%
HK$49,578
+HK$2,483/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,190/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,526 · Scale 2, in force from 26 Feb 2026)