LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,319
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,013
−HK$705/mo
Today · 4.125%
HK$23,718
baseline
▲ 0.50% · 4.625%
HK$25,162
+HK$1,444/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,436/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,829
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,495
−HK$676/mo
Today · 4.125%
HK$26,171
baseline
▲ 0.50% · 4.625%
HK$27,550
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,342/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,783
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,616
−HK$846/mo
Today · 4.125%
HK$28,462
baseline
▲ 0.50% · 4.625%
HK$30,194
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,924/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,795
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,594
−HK$811/mo
Today · 4.125%
HK$31,405
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,810/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,246
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$988/mo
Today · 4.125%
HK$33,206
baseline
▲ 0.50% · 4.625%
HK$35,226
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,412/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,694
−HK$945/mo
Today · 4.125%
HK$36,639
baseline
▲ 0.50% · 4.625%
HK$38,571
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,278/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,174
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,424
−HK$1,269/mo
Today · 4.125%
HK$42,693
baseline
▲ 0.50% · 4.625%
HK$45,291
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,386/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,693
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,892
−HK$1,216/mo
Today · 4.125%
HK$47,108
baseline
▲ 0.50% · 4.625%
HK$49,591
+HK$2,483/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,216/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,787 · Scale 2, in force from 26 Feb 2026)