LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,323
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,018
−HK$705/mo
Today · 4.125%
HK$23,723
baseline
▲ 0.50% · 4.625%
HK$25,167
+HK$1,444/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,446/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,834
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,500
−HK$676/mo
Today · 4.125%
HK$26,176
baseline
▲ 0.50% · 4.625%
HK$27,556
+HK$1,380/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,352/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,788
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,621
−HK$847/mo
Today · 4.125%
HK$28,468
baseline
▲ 0.50% · 4.625%
HK$30,200
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,936/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,801
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,601
−HK$810/mo
Today · 4.125%
HK$31,411
baseline
▲ 0.50% · 4.625%
HK$33,067
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,822/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,253
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$987/mo
Today · 4.125%
HK$33,212
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,424/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,768
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,701
−HK$946/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,578
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,182
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,432
−HK$1,270/mo
Today · 4.125%
HK$42,702
baseline
▲ 0.50% · 4.625%
HK$45,300
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,404/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,702
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,901
−HK$1,216/mo
Today · 4.125%
HK$47,117
baseline
▲ 0.50% · 4.625%
HK$49,601
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,234/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,982 · Scale 2, in force from 26 Feb 2026)