LTV · monthly repayment
▼ 0.50% · 3.625%
HK$223,237
−HK$13,999/mo
▼ 0.25% · 3.875%
HK$230,181
−HK$7,055/mo
Today · 4.125%
HK$237,236
baseline
▲ 0.50% · 4.625%
HK$251,671
+HK$14,435/mo
Deposit HK$48.95M · loan HK$48.95M · min. income ≈ HK$474,472/mo (50% DSR)
Upfront cash ≈ HK$53.11M (deposit + AVD stamp duty HK$4,160,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,349
−HK$13,417/mo
▼ 0.25% · 3.875%
HK$255,009
−HK$6,757/mo
Today · 4.125%
HK$261,766
baseline
▲ 0.50% · 4.625%
HK$275,564
+HK$13,798/mo
Deposit HK$48.95M · loan HK$48.95M · min. income ≈ HK$523,532/mo (50% DSR)
Upfront cash ≈ HK$53.11M (deposit + AVD stamp duty HK$4,160,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,884
−HK$16,799/mo
▼ 0.25% · 3.875%
HK$276,217
−HK$8,466/mo
Today · 4.125%
HK$284,683
baseline
▲ 0.50% · 4.625%
HK$302,005
+HK$17,322/mo
Deposit HK$39.16M · loan HK$58.74M · min. income ≈ HK$569,366/mo (50% DSR)
Upfront cash ≈ HK$43.32M (deposit + AVD stamp duty HK$4,160,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,019
−HK$16,101/mo
▼ 0.25% · 3.875%
HK$306,011
−HK$8,109/mo
Today · 4.125%
HK$314,120
baseline
▲ 0.50% · 4.625%
HK$330,677
+HK$16,557/mo
Deposit HK$39.16M · loan HK$58.74M · min. income ≈ HK$628,240/mo (50% DSR)
Upfront cash ≈ HK$43.32M (deposit + AVD stamp duty HK$4,160,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,532
−HK$19,598/mo
▼ 0.25% · 3.875%
HK$322,253
−HK$9,877/mo
Today · 4.125%
HK$332,130
baseline
▲ 0.50% · 4.625%
HK$352,339
+HK$20,209/mo
Deposit HK$29.37M · loan HK$68.53M · min. income ≈ HK$664,260/mo (50% DSR)
Upfront cash ≈ HK$33.53M (deposit + AVD stamp duty HK$4,160,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,688
−HK$18,785/mo
▼ 0.25% · 3.875%
HK$357,013
−HK$9,460/mo
Today · 4.125%
HK$366,473
baseline
▲ 0.50% · 4.625%
HK$385,790
+HK$19,317/mo
Deposit HK$29.37M · loan HK$68.53M · min. income ≈ HK$732,946/mo (50% DSR)
Upfront cash ≈ HK$33.53M (deposit + AVD stamp duty HK$4,160,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,826
−HK$25,198/mo
▼ 0.25% · 3.875%
HK$414,325
−HK$12,699/mo
Today · 4.125%
HK$427,024
baseline
▲ 0.50% · 4.625%
HK$453,008
+HK$25,984/mo
Deposit HK$9.79M · loan HK$88.11M · min. income ≈ HK$854,048/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$4,160,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$447,028
−HK$24,151/mo
▼ 0.25% · 3.875%
HK$459,017
−HK$12,162/mo
Today · 4.125%
HK$471,179
baseline
▲ 0.50% · 4.625%
HK$496,016
+HK$24,837/mo
Deposit HK$9.79M · loan HK$88.11M · min. income ≈ HK$942,358/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$4,160,746 · Scale 2, in force from 26 Feb 2026)