LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,327
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,021
−HK$706/mo
Today · 4.125%
HK$23,727
baseline
▲ 0.50% · 4.625%
HK$25,171
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,454/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$349,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,838
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,505
−HK$675/mo
Today · 4.125%
HK$26,180
baseline
▲ 0.50% · 4.625%
HK$27,560
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,360/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$349,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,792
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,626
−HK$846/mo
Today · 4.125%
HK$28,472
baseline
▲ 0.50% · 4.625%
HK$30,205
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,944/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,806
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,605
−HK$811/mo
Today · 4.125%
HK$31,416
baseline
▲ 0.50% · 4.625%
HK$33,072
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,832/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,258
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,230
−HK$988/mo
Today · 4.125%
HK$33,218
baseline
▲ 0.50% · 4.625%
HK$35,239
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,436/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,774
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,706
−HK$947/mo
Today · 4.125%
HK$36,653
baseline
▲ 0.50% · 4.625%
HK$38,585
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,306/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,188
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,438
−HK$1,271/mo
Today · 4.125%
HK$42,709
baseline
▲ 0.50% · 4.625%
HK$45,307
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,418/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,709
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,908
−HK$1,217/mo
Today · 4.125%
HK$47,125
baseline
▲ 0.50% · 4.625%
HK$49,609
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,250/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,139 · Scale 2, in force from 26 Feb 2026)