LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,328
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,023
−HK$706/mo
Today · 4.125%
HK$23,729
baseline
▲ 0.50% · 4.625%
HK$25,172
+HK$1,443/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,458/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,840
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,506
−HK$676/mo
Today · 4.125%
HK$26,182
baseline
▲ 0.50% · 4.625%
HK$27,562
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,364/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,794
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,628
−HK$846/mo
Today · 4.125%
HK$28,474
baseline
▲ 0.50% · 4.625%
HK$30,207
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,948/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,808
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,608
−HK$811/mo
Today · 4.125%
HK$31,419
baseline
▲ 0.50% · 4.625%
HK$33,075
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,838/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,260
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,232
−HK$988/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,776
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,709
−HK$946/mo
Today · 4.125%
HK$36,655
baseline
▲ 0.50% · 4.625%
HK$38,587
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,310/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,191
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,441
−HK$1,271/mo
Today · 4.125%
HK$42,712
baseline
▲ 0.50% · 4.625%
HK$45,310
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,424/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,712
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,912
−HK$1,216/mo
Today · 4.125%
HK$47,128
baseline
▲ 0.50% · 4.625%
HK$49,612
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,256/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,209 · Scale 2, in force from 26 Feb 2026)