LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,329
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,024
−HK$706/mo
Today · 4.125%
HK$23,730
baseline
▲ 0.50% · 4.625%
HK$25,174
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,460/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,508
−HK$675/mo
Today · 4.125%
HK$26,183
baseline
▲ 0.50% · 4.625%
HK$27,564
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,366/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,795
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,629
−HK$847/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$30,208
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,810
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,609
−HK$811/mo
Today · 4.125%
HK$31,420
baseline
▲ 0.50% · 4.625%
HK$33,076
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,840/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,261
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,234
−HK$988/mo
Today · 4.125%
HK$33,222
baseline
▲ 0.50% · 4.625%
HK$35,243
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,444/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,778
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,711
−HK$946/mo
Today · 4.125%
HK$36,657
baseline
▲ 0.50% · 4.625%
HK$38,589
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,314/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,193
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,443
−HK$1,271/mo
Today · 4.125%
HK$42,714
baseline
▲ 0.50% · 4.625%
HK$45,313
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,428/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,714
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,914
−HK$1,216/mo
Today · 4.125%
HK$47,130
baseline
▲ 0.50% · 4.625%
HK$49,614
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,260/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,254 · Scale 2, in force from 26 Feb 2026)