LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,330
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$705/mo
Today · 4.125%
HK$23,730
baseline
▲ 0.50% · 4.625%
HK$25,174
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,460/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,842
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,508
−HK$676/mo
Today · 4.125%
HK$26,184
baseline
▲ 0.50% · 4.625%
HK$27,564
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,368/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,796
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,630
−HK$846/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$30,209
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,810
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,610
−HK$811/mo
Today · 4.125%
HK$31,421
baseline
▲ 0.50% · 4.625%
HK$33,077
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,842/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,262
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,235
−HK$987/mo
Today · 4.125%
HK$33,222
baseline
▲ 0.50% · 4.625%
HK$35,244
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,444/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,779
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,711
−HK$947/mo
Today · 4.125%
HK$36,658
baseline
▲ 0.50% · 4.625%
HK$38,590
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,316/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,194
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,444
−HK$1,271/mo
Today · 4.125%
HK$42,715
baseline
▲ 0.50% · 4.625%
HK$45,314
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,430/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,716
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,915
−HK$1,216/mo
Today · 4.125%
HK$47,131
baseline
▲ 0.50% · 4.625%
HK$49,616
+HK$2,485/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,262/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,279 · Scale 2, in force from 26 Feb 2026)