LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,334
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,029
−HK$706/mo
Today · 4.125%
HK$23,735
baseline
▲ 0.50% · 4.625%
HK$25,179
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,470/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,513
−HK$676/mo
Today · 4.125%
HK$26,189
baseline
▲ 0.50% · 4.625%
HK$27,569
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,378/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,801
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,635
−HK$847/mo
Today · 4.125%
HK$28,482
baseline
▲ 0.50% · 4.625%
HK$30,215
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,964/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,816
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,616
−HK$811/mo
Today · 4.125%
HK$31,427
baseline
▲ 0.50% · 4.625%
HK$33,083
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,854/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,268
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,241
−HK$988/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$35,251
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,785
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,718
−HK$947/mo
Today · 4.125%
HK$36,665
baseline
▲ 0.50% · 4.625%
HK$38,597
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,330/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,202
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,452
−HK$1,271/mo
Today · 4.125%
HK$42,723
baseline
▲ 0.50% · 4.625%
HK$45,322
+HK$2,599/mo
Deposit HK$979K · loan HK$8.82M · min. income ≈ HK$85,446/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,724
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,923
−HK$1,217/mo
Today · 4.125%
HK$47,140
baseline
▲ 0.50% · 4.625%
HK$49,625
+HK$2,485/mo
Deposit HK$979K · loan HK$8.82M · min. income ≈ HK$94,280/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,461 · Scale 2, in force from 26 Feb 2026)