LTV · monthly repayment
▼ 0.50% · 3.625%
HK$223,352
−HK$14,006/mo
▼ 0.25% · 3.875%
HK$230,299
−HK$7,059/mo
Today · 4.125%
HK$237,358
baseline
▲ 0.50% · 4.625%
HK$251,800
+HK$14,442/mo
Deposit HK$48.98M · loan HK$48.98M · min. income ≈ HK$474,716/mo (50% DSR)
Upfront cash ≈ HK$53.14M (deposit + AVD stamp duty HK$4,162,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,476
−HK$13,425/mo
▼ 0.25% · 3.875%
HK$255,140
−HK$6,761/mo
Today · 4.125%
HK$261,901
baseline
▲ 0.50% · 4.625%
HK$275,706
+HK$13,805/mo
Deposit HK$48.98M · loan HK$48.98M · min. income ≈ HK$523,802/mo (50% DSR)
Upfront cash ≈ HK$53.14M (deposit + AVD stamp duty HK$4,162,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,022
−HK$16,807/mo
▼ 0.25% · 3.875%
HK$276,359
−HK$8,470/mo
Today · 4.125%
HK$284,829
baseline
▲ 0.50% · 4.625%
HK$302,161
+HK$17,332/mo
Deposit HK$39.18M · loan HK$58.77M · min. income ≈ HK$569,658/mo (50% DSR)
Upfront cash ≈ HK$43.34M (deposit + AVD stamp duty HK$4,162,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,172
−HK$16,109/mo
▼ 0.25% · 3.875%
HK$306,169
−HK$8,112/mo
Today · 4.125%
HK$314,281
baseline
▲ 0.50% · 4.625%
HK$330,847
+HK$16,566/mo
Deposit HK$39.18M · loan HK$58.77M · min. income ≈ HK$628,562/mo (50% DSR)
Upfront cash ≈ HK$43.34M (deposit + AVD stamp duty HK$4,162,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,692
−HK$19,609/mo
▼ 0.25% · 3.875%
HK$322,419
−HK$9,882/mo
Today · 4.125%
HK$332,301
baseline
▲ 0.50% · 4.625%
HK$352,521
+HK$20,220/mo
Deposit HK$29.39M · loan HK$68.57M · min. income ≈ HK$664,602/mo (50% DSR)
Upfront cash ≈ HK$33.55M (deposit + AVD stamp duty HK$4,162,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,867
−HK$18,794/mo
▼ 0.25% · 3.875%
HK$357,197
−HK$9,464/mo
Today · 4.125%
HK$366,661
baseline
▲ 0.50% · 4.625%
HK$385,988
+HK$19,327/mo
Deposit HK$29.39M · loan HK$68.57M · min. income ≈ HK$733,322/mo (50% DSR)
Upfront cash ≈ HK$33.55M (deposit + AVD stamp duty HK$4,162,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,033
−HK$25,211/mo
▼ 0.25% · 3.875%
HK$414,538
−HK$12,706/mo
Today · 4.125%
HK$427,244
baseline
▲ 0.50% · 4.625%
HK$453,241
+HK$25,997/mo
Deposit HK$9.80M · loan HK$88.16M · min. income ≈ HK$854,488/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$4,162,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$447,258
−HK$24,164/mo
▼ 0.25% · 3.875%
HK$459,253
−HK$12,169/mo
Today · 4.125%
HK$471,422
baseline
▲ 0.50% · 4.625%
HK$496,271
+HK$24,849/mo
Deposit HK$9.80M · loan HK$88.16M · min. income ≈ HK$942,844/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$4,162,885 · Scale 2, in force from 26 Feb 2026)