LTV · monthly repayment
▼ 0.50% · 3.625%
HK$223,389
−HK$14,008/mo
▼ 0.25% · 3.875%
HK$230,338
−HK$7,059/mo
Today · 4.125%
HK$237,397
baseline
▲ 0.50% · 4.625%
HK$251,843
+HK$14,446/mo
Deposit HK$48.98M · loan HK$48.98M · min. income ≈ HK$474,794/mo (50% DSR)
Upfront cash ≈ HK$53.15M (deposit + AVD stamp duty HK$4,163,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,518
−HK$13,427/mo
▼ 0.25% · 3.875%
HK$255,183
−HK$6,762/mo
Today · 4.125%
HK$261,945
baseline
▲ 0.50% · 4.625%
HK$275,752
+HK$13,807/mo
Deposit HK$48.98M · loan HK$48.98M · min. income ≈ HK$523,890/mo (50% DSR)
Upfront cash ≈ HK$53.15M (deposit + AVD stamp duty HK$4,163,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,067
−HK$16,810/mo
▼ 0.25% · 3.875%
HK$276,405
−HK$8,472/mo
Today · 4.125%
HK$284,877
baseline
▲ 0.50% · 4.625%
HK$302,211
+HK$17,334/mo
Deposit HK$39.19M · loan HK$58.78M · min. income ≈ HK$569,754/mo (50% DSR)
Upfront cash ≈ HK$43.35M (deposit + AVD stamp duty HK$4,163,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,222
−HK$16,112/mo
▼ 0.25% · 3.875%
HK$306,220
−HK$8,114/mo
Today · 4.125%
HK$314,334
baseline
▲ 0.50% · 4.625%
HK$330,903
+HK$16,569/mo
Deposit HK$39.19M · loan HK$58.78M · min. income ≈ HK$628,668/mo (50% DSR)
Upfront cash ≈ HK$43.35M (deposit + AVD stamp duty HK$4,163,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,745
−HK$19,611/mo
▼ 0.25% · 3.875%
HK$322,473
−HK$9,883/mo
Today · 4.125%
HK$332,356
baseline
▲ 0.50% · 4.625%
HK$352,580
+HK$20,224/mo
Deposit HK$29.39M · loan HK$68.58M · min. income ≈ HK$664,712/mo (50% DSR)
Upfront cash ≈ HK$33.55M (deposit + AVD stamp duty HK$4,163,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,925
−HK$18,798/mo
▼ 0.25% · 3.875%
HK$357,256
−HK$9,467/mo
Today · 4.125%
HK$366,723
baseline
▲ 0.50% · 4.625%
HK$386,053
+HK$19,330/mo
Deposit HK$29.39M · loan HK$68.58M · min. income ≈ HK$733,446/mo (50% DSR)
Upfront cash ≈ HK$33.55M (deposit + AVD stamp duty HK$4,163,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,100
−HK$25,215/mo
▼ 0.25% · 3.875%
HK$414,608
−HK$12,707/mo
Today · 4.125%
HK$427,315
baseline
▲ 0.50% · 4.625%
HK$453,317
+HK$26,002/mo
Deposit HK$9.80M · loan HK$88.17M · min. income ≈ HK$854,630/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$4,163,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$447,332
−HK$24,168/mo
▼ 0.25% · 3.875%
HK$459,330
−HK$12,170/mo
Today · 4.125%
HK$471,500
baseline
▲ 0.50% · 4.625%
HK$496,354
+HK$24,854/mo
Deposit HK$9.80M · loan HK$88.17M · min. income ≈ HK$943,000/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$4,163,582 · Scale 2, in force from 26 Feb 2026)