LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,340
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,035
−HK$706/mo
Today · 4.125%
HK$23,741
baseline
▲ 0.50% · 4.625%
HK$25,185
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,482/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,853
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,520
−HK$676/mo
Today · 4.125%
HK$26,196
baseline
▲ 0.50% · 4.625%
HK$27,576
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,392/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,808
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,642
−HK$847/mo
Today · 4.125%
HK$28,489
baseline
▲ 0.50% · 4.625%
HK$30,223
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,978/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,824
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,623
−HK$812/mo
Today · 4.125%
HK$31,435
baseline
▲ 0.50% · 4.625%
HK$33,092
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,870/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,276
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$988/mo
Today · 4.125%
HK$33,237
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,474/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,794
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,727
−HK$947/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,607
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,212
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,463
−HK$1,271/mo
Today · 4.125%
HK$42,734
baseline
▲ 0.50% · 4.625%
HK$45,334
+HK$2,600/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,468/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,735
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,935
−HK$1,217/mo
Today · 4.125%
HK$47,152
baseline
▲ 0.50% · 4.625%
HK$49,638
+HK$2,486/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,304/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,712 · Scale 2, in force from 26 Feb 2026)