LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,342
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,037
−HK$706/mo
Today · 4.125%
HK$23,743
baseline
▲ 0.50% · 4.625%
HK$25,188
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,486/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,855
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,522
−HK$676/mo
Today · 4.125%
HK$26,198
baseline
▲ 0.50% · 4.625%
HK$27,579
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,396/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,811
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,645
−HK$847/mo
Today · 4.125%
HK$28,492
baseline
▲ 0.50% · 4.625%
HK$30,225
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,984/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,826
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,626
−HK$812/mo
Today · 4.125%
HK$31,438
baseline
▲ 0.50% · 4.625%
HK$33,095
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,876/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,279
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,252
−HK$988/mo
Today · 4.125%
HK$33,240
baseline
▲ 0.50% · 4.625%
HK$35,263
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,480/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,798
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,731
−HK$947/mo
Today · 4.125%
HK$36,678
baseline
▲ 0.50% · 4.625%
HK$38,611
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,356/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,216
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,467
−HK$1,271/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$45,338
+HK$2,600/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,740
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,940
−HK$1,217/mo
Today · 4.125%
HK$47,157
baseline
▲ 0.50% · 4.625%
HK$49,643
+HK$2,486/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,314/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,809 · Scale 2, in force from 26 Feb 2026)