LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,350
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,045
−HK$706/mo
Today · 4.125%
HK$23,751
baseline
▲ 0.50% · 4.625%
HK$25,196
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,502/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,864
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,531
−HK$676/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,588
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,820
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$847/mo
Today · 4.125%
HK$28,501
baseline
▲ 0.50% · 4.625%
HK$30,236
+HK$1,735/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$57,002/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,836
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,637
−HK$811/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,658/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,289
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,263
−HK$989/mo
Today · 4.125%
HK$33,252
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,504/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,809
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$947/mo
Today · 4.125%
HK$36,690
baseline
▲ 0.50% · 4.625%
HK$38,624
+HK$1,934/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,380/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,229
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,481
−HK$1,271/mo
Today · 4.125%
HK$42,752
baseline
▲ 0.50% · 4.625%
HK$45,353
+HK$2,601/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,504/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,755
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,955
−HK$1,218/mo
Today · 4.125%
HK$47,173
baseline
▲ 0.50% · 4.625%
HK$49,659
+HK$2,486/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,346/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,136 · Scale 2, in force from 26 Feb 2026)