LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,353
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,048
−HK$707/mo
Today · 4.125%
HK$23,755
baseline
▲ 0.50% · 4.625%
HK$25,200
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,510/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,868
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,535
−HK$676/mo
Today · 4.125%
HK$26,211
baseline
▲ 0.50% · 4.625%
HK$27,593
+HK$1,382/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,422/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,824
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,658
−HK$848/mo
Today · 4.125%
HK$28,506
baseline
▲ 0.50% · 4.625%
HK$30,240
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$57,012/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,841
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,641
−HK$812/mo
Today · 4.125%
HK$31,453
baseline
▲ 0.50% · 4.625%
HK$33,111
+HK$1,658/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,906/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,294
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,268
−HK$989/mo
Today · 4.125%
HK$33,257
baseline
▲ 0.50% · 4.625%
HK$35,280
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,514/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,815
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,748
−HK$948/mo
Today · 4.125%
HK$36,696
baseline
▲ 0.50% · 4.625%
HK$38,630
+HK$1,934/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,392/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,236
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,487
−HK$1,272/mo
Today · 4.125%
HK$42,759
baseline
▲ 0.50% · 4.625%
HK$45,361
+HK$2,602/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,518/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,762
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,962
−HK$1,218/mo
Today · 4.125%
HK$47,180
baseline
▲ 0.50% · 4.625%
HK$49,667
+HK$2,487/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,360/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,290 · Scale 2, in force from 26 Feb 2026)