LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,360
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$706/mo
Today · 4.125%
HK$23,762
baseline
▲ 0.50% · 4.625%
HK$25,208
+HK$1,446/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,524/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,875
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,542
−HK$677/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,601
+HK$1,382/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,832
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,667
−HK$848/mo
Today · 4.125%
HK$28,515
baseline
▲ 0.50% · 4.625%
HK$30,250
+HK$1,735/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$57,030/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,850
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,651
−HK$812/mo
Today · 4.125%
HK$31,463
baseline
▲ 0.50% · 4.625%
HK$33,122
+HK$1,659/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,926/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,304
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,278
−HK$989/mo
Today · 4.125%
HK$33,267
baseline
▲ 0.50% · 4.625%
HK$35,291
+HK$2,024/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,534/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,825
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,759
−HK$948/mo
Today · 4.125%
HK$36,707
baseline
▲ 0.50% · 4.625%
HK$38,642
+HK$1,935/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,414/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,248
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,500
−HK$1,272/mo
Today · 4.125%
HK$42,772
baseline
▲ 0.50% · 4.625%
HK$45,375
+HK$2,603/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,544/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,776
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,976
−HK$1,219/mo
Today · 4.125%
HK$47,195
baseline
▲ 0.50% · 4.625%
HK$49,682
+HK$2,487/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,390/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,594 · Scale 2, in force from 26 Feb 2026)