LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,370
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,065
−HK$707/mo
Today · 4.125%
HK$23,772
baseline
▲ 0.50% · 4.625%
HK$25,219
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,544/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,886
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,553
−HK$677/mo
Today · 4.125%
HK$26,230
baseline
▲ 0.50% · 4.625%
HK$27,613
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,460/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,843
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,678
−HK$849/mo
Today · 4.125%
HK$28,527
baseline
▲ 0.50% · 4.625%
HK$30,263
+HK$1,736/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$57,054/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,863
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,664
−HK$812/mo
Today · 4.125%
HK$31,476
baseline
▲ 0.50% · 4.625%
HK$33,136
+HK$1,660/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$62,952/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,317
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,292
−HK$989/mo
Today · 4.125%
HK$33,281
baseline
▲ 0.50% · 4.625%
HK$35,306
+HK$2,025/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,562/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,840
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,775
−HK$948/mo
Today · 4.125%
HK$36,723
baseline
▲ 0.50% · 4.625%
HK$38,658
+HK$1,935/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,446/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,265
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,518
−HK$1,272/mo
Today · 4.125%
HK$42,790
baseline
▲ 0.50% · 4.625%
HK$45,394
+HK$2,604/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,580/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,795
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,996
−HK$1,219/mo
Today · 4.125%
HK$47,215
baseline
▲ 0.50% · 4.625%
HK$49,703
+HK$2,488/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,430/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,011 · Scale 2, in force from 26 Feb 2026)