LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,371
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,067
−HK$707/mo
Today · 4.125%
HK$23,774
baseline
▲ 0.50% · 4.625%
HK$25,221
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,548/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,888
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,555
−HK$677/mo
Today · 4.125%
HK$26,232
baseline
▲ 0.50% · 4.625%
HK$27,615
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,464/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,845
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,680
−HK$849/mo
Today · 4.125%
HK$28,529
baseline
▲ 0.50% · 4.625%
HK$30,265
+HK$1,736/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$57,058/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,865
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,666
−HK$813/mo
Today · 4.125%
HK$31,479
baseline
▲ 0.50% · 4.625%
HK$33,138
+HK$1,659/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$62,958/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,294
−HK$990/mo
Today · 4.125%
HK$33,284
baseline
▲ 0.50% · 4.625%
HK$35,309
+HK$2,025/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,568/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,843
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,777
−HK$948/mo
Today · 4.125%
HK$36,725
baseline
▲ 0.50% · 4.625%
HK$38,661
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,450/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,268
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,521
−HK$1,272/mo
Today · 4.125%
HK$42,793
baseline
▲ 0.50% · 4.625%
HK$45,397
+HK$2,604/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,586/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,798
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,999
−HK$1,219/mo
Today · 4.125%
HK$47,218
baseline
▲ 0.50% · 4.625%
HK$49,707
+HK$2,489/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,436/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,078 · Scale 2, in force from 26 Feb 2026)