LTV · monthly repayment
▼ 0.50% · 3.625%
HK$223,729
−HK$14,029/mo
▼ 0.25% · 3.875%
HK$230,688
−HK$7,070/mo
Today · 4.125%
HK$237,758
baseline
▲ 0.50% · 4.625%
HK$252,225
+HK$14,467/mo
Deposit HK$49.06M · loan HK$49.06M · min. income ≈ HK$475,516/mo (50% DSR)
Upfront cash ≈ HK$53.23M (deposit + AVD stamp duty HK$4,169,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,896
−HK$13,447/mo
▼ 0.25% · 3.875%
HK$255,571
−HK$6,772/mo
Today · 4.125%
HK$262,343
baseline
▲ 0.50% · 4.625%
HK$276,171
+HK$13,828/mo
Deposit HK$49.06M · loan HK$49.06M · min. income ≈ HK$524,686/mo (50% DSR)
Upfront cash ≈ HK$53.23M (deposit + AVD stamp duty HK$4,169,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,474
−HK$16,836/mo
▼ 0.25% · 3.875%
HK$276,825
−HK$8,485/mo
Today · 4.125%
HK$285,310
baseline
▲ 0.50% · 4.625%
HK$302,670
+HK$17,360/mo
Deposit HK$39.25M · loan HK$58.87M · min. income ≈ HK$570,620/mo (50% DSR)
Upfront cash ≈ HK$43.42M (deposit + AVD stamp duty HK$4,169,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,675
−HK$16,136/mo
▼ 0.25% · 3.875%
HK$306,685
−HK$8,126/mo
Today · 4.125%
HK$314,811
baseline
▲ 0.50% · 4.625%
HK$331,406
+HK$16,595/mo
Deposit HK$39.25M · loan HK$58.87M · min. income ≈ HK$629,622/mo (50% DSR)
Upfront cash ≈ HK$43.42M (deposit + AVD stamp duty HK$4,169,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,220
−HK$19,642/mo
▼ 0.25% · 3.875%
HK$322,963
−HK$9,899/mo
Today · 4.125%
HK$332,862
baseline
▲ 0.50% · 4.625%
HK$353,115
+HK$20,253/mo
Deposit HK$29.43M · loan HK$68.68M · min. income ≈ HK$665,724/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$4,169,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,454
−HK$18,826/mo
▼ 0.25% · 3.875%
HK$357,799
−HK$9,481/mo
Today · 4.125%
HK$367,280
baseline
▲ 0.50% · 4.625%
HK$386,640
+HK$19,360/mo
Deposit HK$29.43M · loan HK$68.68M · min. income ≈ HK$734,560/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$4,169,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,711
−HK$25,254/mo
▼ 0.25% · 3.875%
HK$415,238
−HK$12,727/mo
Today · 4.125%
HK$427,965
baseline
▲ 0.50% · 4.625%
HK$454,006
+HK$26,041/mo
Deposit HK$9.81M · loan HK$88.30M · min. income ≈ HK$855,930/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$4,169,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,012
−HK$24,205/mo
▼ 0.25% · 3.875%
HK$460,028
−HK$12,189/mo
Today · 4.125%
HK$472,217
baseline
▲ 0.50% · 4.625%
HK$497,108
+HK$24,891/mo
Deposit HK$9.81M · loan HK$88.30M · min. income ≈ HK$944,434/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$4,169,910 · Scale 2, in force from 26 Feb 2026)