LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,382
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,079
−HK$707/mo
Today · 4.125%
HK$23,786
baseline
▲ 0.50% · 4.625%
HK$25,233
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,572/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,900
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,568
−HK$677/mo
Today · 4.125%
HK$26,245
baseline
▲ 0.50% · 4.625%
HK$27,629
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,490/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,859
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,694
−HK$849/mo
Today · 4.125%
HK$28,543
baseline
▲ 0.50% · 4.625%
HK$30,280
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,086/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,880
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,681
−HK$813/mo
Today · 4.125%
HK$31,494
baseline
▲ 0.50% · 4.625%
HK$33,155
+HK$1,661/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$62,988/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,335
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,310
−HK$990/mo
Today · 4.125%
HK$33,300
baseline
▲ 0.50% · 4.625%
HK$35,326
+HK$2,026/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,600/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,860
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,795
−HK$949/mo
Today · 4.125%
HK$36,744
baseline
▲ 0.50% · 4.625%
HK$38,680
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,488/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,288
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,541
−HK$1,274/mo
Today · 4.125%
HK$42,815
baseline
▲ 0.50% · 4.625%
HK$45,420
+HK$2,605/mo
Deposit HK$982K · loan HK$8.83M · min. income ≈ HK$85,630/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,820
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,022
−HK$1,220/mo
Today · 4.125%
HK$47,242
baseline
▲ 0.50% · 4.625%
HK$49,732
+HK$2,490/mo
Deposit HK$982K · loan HK$8.83M · min. income ≈ HK$94,484/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,570 · Scale 2, in force from 26 Feb 2026)