LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,383
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,079
−HK$707/mo
Today · 4.125%
HK$23,786
baseline
▲ 0.50% · 4.625%
HK$25,234
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,572/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,901
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,568
−HK$678/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,629
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,859
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,695
−HK$849/mo
Today · 4.125%
HK$28,544
baseline
▲ 0.50% · 4.625%
HK$30,280
+HK$1,736/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,088/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,881
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$813/mo
Today · 4.125%
HK$31,495
baseline
▲ 0.50% · 4.625%
HK$33,155
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$62,990/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,336
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,310
−HK$991/mo
Today · 4.125%
HK$33,301
baseline
▲ 0.50% · 4.625%
HK$35,327
+HK$2,026/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,602/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,861
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,796
−HK$948/mo
Today · 4.125%
HK$36,744
baseline
▲ 0.50% · 4.625%
HK$38,681
+HK$1,937/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,488/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,289
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,542
−HK$1,273/mo
Today · 4.125%
HK$42,815
baseline
▲ 0.50% · 4.625%
HK$45,420
+HK$2,605/mo
Deposit HK$982K · loan HK$8.83M · min. income ≈ HK$85,630/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,821
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,023
−HK$1,219/mo
Today · 4.125%
HK$47,242
baseline
▲ 0.50% · 4.625%
HK$49,733
+HK$2,491/mo
Deposit HK$982K · loan HK$8.83M · min. income ≈ HK$94,484/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,587 · Scale 2, in force from 26 Feb 2026)