LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,383
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,079
−HK$708/mo
Today · 4.125%
HK$23,787
baseline
▲ 0.50% · 4.625%
HK$25,234
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,574/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,901
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$677/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,630
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,860
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,695
−HK$849/mo
Today · 4.125%
HK$28,544
baseline
▲ 0.50% · 4.625%
HK$30,281
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,088/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,881
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$813/mo
Today · 4.125%
HK$31,495
baseline
▲ 0.50% · 4.625%
HK$33,155
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$62,990/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,336
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$990/mo
Today · 4.125%
HK$33,301
baseline
▲ 0.50% · 4.625%
HK$35,327
+HK$2,026/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,602/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,861
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,796
−HK$949/mo
Today · 4.125%
HK$36,745
baseline
▲ 0.50% · 4.625%
HK$38,681
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,490/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,289
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,543
−HK$1,273/mo
Today · 4.125%
HK$42,816
baseline
▲ 0.50% · 4.625%
HK$45,421
+HK$2,605/mo
Deposit HK$982K · loan HK$8.83M · min. income ≈ HK$85,632/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,821
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,024
−HK$1,219/mo
Today · 4.125%
HK$47,243
baseline
▲ 0.50% · 4.625%
HK$49,733
+HK$2,490/mo
Deposit HK$982K · loan HK$8.83M · min. income ≈ HK$94,486/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,598 · Scale 2, in force from 26 Feb 2026)