LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,383
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,080
−HK$707/mo
Today · 4.125%
HK$23,787
baseline
▲ 0.50% · 4.625%
HK$25,234
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,574/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,901
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$678/mo
Today · 4.125%
HK$26,247
baseline
▲ 0.50% · 4.625%
HK$27,630
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,494/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,860
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,696
−HK$848/mo
Today · 4.125%
HK$28,544
baseline
▲ 0.50% · 4.625%
HK$30,281
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,088/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,881
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,683
−HK$813/mo
Today · 4.125%
HK$31,496
baseline
▲ 0.50% · 4.625%
HK$33,156
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$62,992/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,337
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$991/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,328
+HK$2,026/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,862
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$948/mo
Today · 4.125%
HK$36,745
baseline
▲ 0.50% · 4.625%
HK$38,682
+HK$1,937/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,490/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,290
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,543
−HK$1,274/mo
Today · 4.125%
HK$42,817
baseline
▲ 0.50% · 4.625%
HK$45,422
+HK$2,605/mo
Deposit HK$982K · loan HK$8.83M · min. income ≈ HK$85,634/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,822
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,024
−HK$1,220/mo
Today · 4.125%
HK$47,244
baseline
▲ 0.50% · 4.625%
HK$49,734
+HK$2,490/mo
Deposit HK$982K · loan HK$8.83M · min. income ≈ HK$94,488/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,616 · Scale 2, in force from 26 Feb 2026)