LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,385
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,082
−HK$707/mo
Today · 4.125%
HK$23,789
baseline
▲ 0.50% · 4.625%
HK$25,237
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,578/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,904
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,571
−HK$678/mo
Today · 4.125%
HK$26,249
baseline
▲ 0.50% · 4.625%
HK$27,633
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,498/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,863
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,698
−HK$849/mo
Today · 4.125%
HK$28,547
baseline
▲ 0.50% · 4.625%
HK$30,284
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,094/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,884
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,686
−HK$813/mo
Today · 4.125%
HK$31,499
baseline
▲ 0.50% · 4.625%
HK$33,159
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$62,998/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,340
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,314
−HK$991/mo
Today · 4.125%
HK$33,305
baseline
▲ 0.50% · 4.625%
HK$35,331
+HK$2,026/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$66,610/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,865
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,800
−HK$949/mo
Today · 4.125%
HK$36,749
baseline
▲ 0.50% · 4.625%
HK$38,686
+HK$1,937/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$73,498/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,294
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,547
−HK$1,274/mo
Today · 4.125%
HK$42,821
baseline
▲ 0.50% · 4.625%
HK$45,426
+HK$2,605/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,642/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,826
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,029
−HK$1,219/mo
Today · 4.125%
HK$47,248
baseline
▲ 0.50% · 4.625%
HK$49,739
+HK$2,491/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,496/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,707 · Scale 2, in force from 26 Feb 2026)